Your retirement journey: plan today for a bright future
Retirement isn’t just a distant goal - it’s something you can shape today with the right tools, information, and support. The good news? There’s plenty available to help you on this journey.
Say hello to Mercer Retirement Services
We’ve recently partnered with Mercer Retirement Services to offer you more ways to plan and decide how to take your DC savings when you retire.
Visit retirementservices.mercer.com/mmcuk to find out more about:
Destination Retirement – a free online retirement planning tool for over-40s with access to regulated financial advice and support from retirement specialists when you need it.
Mercer Master Trust Retirement Section – a facility to decide when, how much and how often to withdraw money from your retirement savings while keeping them invested.
Mercer Private Wealth – in-person regulated financial advice to guide you through the decision-making process, set up your retirement plans and keep them under regular review
Look out for more information from us in the coming months about how Mercer Retirement Services can help you make a real difference for your retirement.
Approaching retirement? Talk to the Pension Decision Service
If you’ve received a retirement quote recently, the Pension Decision Service offers a free helpline where you can discuss and explore your options. You can book online to talk at a time that suits you – just visit pensiondecisionservice.mercer.com.
What you can do now to help your retirement plans
- Think about your ideal retirement income: What lifestyle do you want? Where do you see yourself living? Your personal goals will shape how much you need to save.
- Start early, save more: The earlier you begin, the more your savings can grow — but it’s never too late to start. Every contribution counts.
- Consider topping up your DC savings: Pension schemes are a tax-efficient way to save. If your budget allows and you’re within your Annual Allowance (£60,000 for the current tax year, although this could be as low as £10,000 for higher earners or if you’ve already started taking some of your pension benefits flexibly), increasing your monthly contributions can make a big difference. If you’re a current MMC employee, you can do this easily via Prosper during the 1st to 20th of each month. Remember the Company will contribute 12% of pensionable salary if you put in 4% or more.
We’re here to support you, but ultimately, the decisions that will shape your future rest in your hands. Together, we can work towards achieving the right retirement for you.
HELPFUL LINKS
A secure online portal where you can view your retirement savings in the Fund, review your investment options, and use the retirement illustrator to estimate your retirement income.
If you're currently employed by Marsh McLennan, log in with your usual single sign on details.
If you're a former employee, you can access OneView directly with your login details. If you’ve forgotten your credentials or need help logging in, simply follow the onscreen instructions.
The dedicated website for the Fund, featuring pension journey profiles and information about the Fund, including helpful guides on your investment options and retirement choices.
The benefits portal for Marsh McLennan employees, where you can change your pension contribution percentage during any of the monthly windows.
Disclaimer This content is for information purposes only. It does not constitute advice and you are responsible for obtaining such advice. The Trustee does not accept any liability or responsibility for any action taken as a result of solely reading it.
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